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POST
/
api
/
v1
/
cards-program
/
applications
/
individual
curl --location --request POST 'https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual' \
--header 'Content-Type: application/json' \
--header 'api-key: <api-key>' \
--data-raw '{
    "firstName": "John",
    "lastName": "Doe",
    "birthDate": "1990-01-15",
    "nationalId": "123456789",
    "countryOfIssue": "US",
    "email": "john.doe@example.com",
    "phoneCountryCode": "1",
    "phoneNumber": "5551234567",
    "walletAddress": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    "ipAddress": "192.168.1.1",
    "occupation": "Software Engineer",
    "annualSalary": 100000,
    "accountPurpose": "Personal expenses and investments",
    "expectedMonthlyVolume": 5000,
    "isTermsOfServiceAccepted": true,
    "address": {
        "line1": "123 Main St",
        "line2": "Apt 4B",
        "city": "New York",
        "region": "NY",
        "postalCode": "10001",
        "countryCode": "US",
        "country": "United States"
    }
}'

{
  "success": true,
  "userId": "3ddd0e5b-6276-4b48-b756-c1fcc9a2efd1",
  "status": "pending"
}

​
Body

​
firstName
string
required
First name of the applicant (max 50 characters)
​
lastName
string
required
Last name of the applicant (max 50 characters)
​
birthDate
string
required
Date of birth in YYYY-MM-DD format
​
nationalId
string
required
National identification number
​
countryOfIssue
string
required
Two-letter country code where the ID was issued (e.g., “US”)
​
email
string
required
Email address of the applicant
​
phoneCountryCode
string
required
Phone country code (1-3 characters, e.g., “1” for US)
​
phoneNumber
string
required
Phone number (1-15 characters)
​
walletAddress
string
Optional blockchain wallet address
​
ipAddress
string
required
IP address of the applicant
​
occupation
string
required
Occupation of the applicant
​
annualSalary
number
required
Annual salary amount
​
accountPurpose
string
required
Purpose for opening the account
​
expectedMonthlyVolume
number
required
Expected monthly transaction volume
​
isTermsOfServiceAccepted
boolean
required
Whether the applicant has accepted terms of service
​
hasExistingDocuments
boolean
Whether the applicant has existing documents on file
​
address
object
required
Physical address of the applicant

​
Response

​
success
boolean
Indicates whether the call was successful
​
userId
string
The unique user identifier for the created application
​
status
string
Application status: pending, approved, rejected, or requires_documents
curl --location --request POST 'https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual' \
--header 'Content-Type: application/json' \
--header 'api-key: <api-key>' \
--data-raw '{
    "firstName": "John",
    "lastName": "Doe",
    "birthDate": "1990-01-15",
    "nationalId": "123456789",
    "countryOfIssue": "US",
    "email": "john.doe@example.com",
    "phoneCountryCode": "1",
    "phoneNumber": "5551234567",
    "walletAddress": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    "ipAddress": "192.168.1.1",
    "occupation": "Software Engineer",
    "annualSalary": 100000,
    "accountPurpose": "Personal expenses and investments",
    "expectedMonthlyVolume": 5000,
    "isTermsOfServiceAccepted": true,
    "address": {
        "line1": "123 Main St",
        "line2": "Apt 4B",
        "city": "New York",
        "region": "NY",
        "postalCode": "10001",
        "countryCode": "US",
        "country": "United States"
    }
}'

{
  "success": true,
  "userId": "3ddd0e5b-6276-4b48-b756-c1fcc9a2efd1",
  "status": "pending"
}

​
Error Responses

{
  "success": false,
  "error": "Unauthorized. Please check your authentication credentials."
}