Create Individual Application

curl --location --request POST 'https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual' \
--header 'Content-Type: application/json' \
--header 'api-key: <api-key>' \
--data-raw '{
    "firstName": "John",
    "lastName": "Doe",
    "birthDate": "1990-01-15",
    "nationalId": "123456789",
    "countryOfIssue": "US",
    "email": "john.doe@example.com",
    "phoneCountryCode": "1",
    "phoneNumber": "5551234567",
    "walletAddress": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    "ipAddress": "192.168.1.1",
    "occupation": "Software Engineer",
    "annualSalary": 100000,
    "accountPurpose": "Personal expenses and investments",
    "expectedMonthlyVolume": 5000,
    "isTermsOfServiceAccepted": true,
    "address": {
        "line1": "123 Main St",
        "line2": "Apt 4B",
        "city": "New York",
        "region": "NY",
        "postalCode": "10001",
        "countryCode": "US",
        "country": "United States"
    }
}'

const response = await fetch('https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'api-key': '<api-key>'
  },
  body: JSON.stringify({
    firstName: "John",
    lastName: "Doe",
    birthDate: "1990-01-15",
    nationalId: "123456789",
    countryOfIssue: "US",
    email: "john.doe@example.com",
    phoneCountryCode: "1",
    phoneNumber: "5551234567",
    walletAddress: "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    ipAddress: "192.168.1.1",
    occupation: "Software Engineer",
    annualSalary: 100000,
    accountPurpose: "Personal expenses and investments",
    expectedMonthlyVolume: 5000,
    isTermsOfServiceAccepted: true,
    address: {
      line1: "123 Main St",
      line2: "Apt 4B",
      city: "New York",
      region: "NY",
      postalCode: "10001",
      countryCode: "US",
      country: "United States"
    }
  })
});

const data = await response.json();

{
  "success": true,
  "userId": "3ddd0e5b-6276-4b48-b756-c1fcc9a2efd1",
  "status": "pending"
}

POST

api

cards-program

applications

individual

curl --location --request POST 'https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual' \
--header 'Content-Type: application/json' \
--header 'api-key: <api-key>' \
--data-raw '{
    "firstName": "John",
    "lastName": "Doe",
    "birthDate": "1990-01-15",
    "nationalId": "123456789",
    "countryOfIssue": "US",
    "email": "john.doe@example.com",
    "phoneCountryCode": "1",
    "phoneNumber": "5551234567",
    "walletAddress": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    "ipAddress": "192.168.1.1",
    "occupation": "Software Engineer",
    "annualSalary": 100000,
    "accountPurpose": "Personal expenses and investments",
    "expectedMonthlyVolume": 5000,
    "isTermsOfServiceAccepted": true,
    "address": {
        "line1": "123 Main St",
        "line2": "Apt 4B",
        "city": "New York",
        "region": "NY",
        "postalCode": "10001",
        "countryCode": "US",
        "country": "United States"
    }
}'

const response = await fetch('https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'api-key': '<api-key>'
  },
  body: JSON.stringify({
    firstName: "John",
    lastName: "Doe",
    birthDate: "1990-01-15",
    nationalId: "123456789",
    countryOfIssue: "US",
    email: "john.doe@example.com",
    phoneCountryCode: "1",
    phoneNumber: "5551234567",
    walletAddress: "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    ipAddress: "192.168.1.1",
    occupation: "Software Engineer",
    annualSalary: 100000,
    accountPurpose: "Personal expenses and investments",
    expectedMonthlyVolume: 5000,
    isTermsOfServiceAccepted: true,
    address: {
      line1: "123 Main St",
      line2: "Apt 4B",
      city: "New York",
      region: "NY",
      postalCode: "10001",
      countryCode: "US",
      country: "United States"
    }
  })
});

const data = await response.json();

{
  "success": true,
  "userId": "3ddd0e5b-6276-4b48-b756-c1fcc9a2efd1",
  "status": "pending"
}

Body

string

required

First name of the applicant (max 50 characters)

string

required

Last name of the applicant (max 50 characters)

string

required

Date of birth in YYYY-MM-DD format

string

required

National identification number

string

required

Two-letter country code where the ID was issued (e.g., “US”)

string

required

Email address of the applicant

string

required

Phone country code (1-3 characters, e.g., “1” for US)

string

required

Phone number (1-15 characters)

string

Optional blockchain wallet address

string

required

IP address of the applicant

string

required

Occupation of the applicant

number

required

Annual salary amount

string

required

Purpose for opening the account

number

required

Expected monthly transaction volume

boolean

required

Whether the applicant has accepted terms of service

boolean

Whether the applicant has existing documents on file

object

required

Physical address of the applicant

Show Address object

string

required

Address line 1 (max 100 characters)

string

Address line 2 (max 100 characters)

string

required

City (max 50 characters)

string

required

State or region (max 50 characters)

string

required

Postal code (1-9 characters)

string

required

Two-letter country code (e.g., “US”)

string

Country name (max 50 characters)

Response

boolean

Indicates whether the call was successful

string

The unique user identifier for the created application

string

Application status: pending, approved, rejected, or requires_documents

curl --location --request POST 'https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual' \
--header 'Content-Type: application/json' \
--header 'api-key: <api-key>' \
--data-raw '{
    "firstName": "John",
    "lastName": "Doe",
    "birthDate": "1990-01-15",
    "nationalId": "123456789",
    "countryOfIssue": "US",
    "email": "john.doe@example.com",
    "phoneCountryCode": "1",
    "phoneNumber": "5551234567",
    "walletAddress": "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    "ipAddress": "192.168.1.1",
    "occupation": "Software Engineer",
    "annualSalary": 100000,
    "accountPurpose": "Personal expenses and investments",
    "expectedMonthlyVolume": 5000,
    "isTermsOfServiceAccepted": true,
    "address": {
        "line1": "123 Main St",
        "line2": "Apt 4B",
        "city": "New York",
        "region": "NY",
        "postalCode": "10001",
        "countryCode": "US",
        "country": "United States"
    }
}'

const response = await fetch('https://stablecoin-api.sandbox.getmeru.com/api/v1/cards-program/applications/individual', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'api-key': '<api-key>'
  },
  body: JSON.stringify({
    firstName: "John",
    lastName: "Doe",
    birthDate: "1990-01-15",
    nationalId: "123456789",
    countryOfIssue: "US",
    email: "john.doe@example.com",
    phoneCountryCode: "1",
    phoneNumber: "5551234567",
    walletAddress: "0x742d35Cc6634C0532925a3b844Bc9e7595f0bEb",
    ipAddress: "192.168.1.1",
    occupation: "Software Engineer",
    annualSalary: 100000,
    accountPurpose: "Personal expenses and investments",
    expectedMonthlyVolume: 5000,
    isTermsOfServiceAccepted: true,
    address: {
      line1: "123 Main St",
      line2: "Apt 4B",
      city: "New York",
      region: "NY",
      postalCode: "10001",
      countryCode: "US",
      country: "United States"
    }
  })
});

const data = await response.json();

{
  "success": true,
  "userId": "3ddd0e5b-6276-4b48-b756-c1fcc9a2efd1",
  "status": "pending"
}

Error Responses

{
  "success": false,
  "error": "Unauthorized. Please check your authentication credentials."
}

{
  "success": false,
  "error": "Invalid application data. Please check all required fields."
}

API Documentation

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Create Individual Application

Body

Response

Error Responses

​Body

​Response

​Error Responses

Body

Response

Error Responses